2024 DJF to NZD Historical Review

YEARLY HIGH

0.0101 NZD

YEARLY LOW

0.0089 NZD

YEARLY AVERAGE

0.0093 NZD

2024 DJF to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the DJF to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0101. Conversely, the yearly low was recorded on September 24, dropping to 0.0089.

This high-to-low spread represents a total annual volatility of 0.0012 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0091 to the December average rate of 0.0098, the exchange rate registered a net change of 7.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.0101 was up 3.69% compared to the 2023 peak of 0.0097, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 50 NZD

2023 Average 46 NZD

Yearly Trough Low 44 NZD

Transaction Impact: A difference of 5.99 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.0099

0.0090

JanuMarcMayJulySeptNove

DJF to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0092, compared to 0.0094 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0092

H2 Avg (Jul–Dec) 0.0094

Volatility Range Comparison

Volatility

The most volatile month in 2024 was August, with a trading range of 0.0005 NZD (High: 0.0095 / Low: 0.0090). On the other end, June was the most stable month, with a tight range of 0.0002 NZD (High: 0.0093 / Low: 0.0091).

August Spread (Volatile) ±0.0005

June Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0002 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 0.0098) against the same month in 2023 (average: 0.0090), the exchange rate shifted by +0.0008 (+8.71%).

2024 Avg (December) 0.0098

2023 Avg (December) 0.0090

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0093	0.0089	0.0091
February	0.0093	0.0091	0.0092
March	0.0094	0.0091	0.0093
April	0.0096	0.0093	0.0094
May	0.0095	0.0091	0.0093
June	0.0093	0.0091	0.0092
July	0.0096	0.0091	0.0093
August	0.0095	0.0090	0.0093
September	0.0092	0.0089	0.0090
October	0.0094	0.0090	0.0093
November	0.0097	0.0093	0.0095
December	0.0101	0.0095	0.0098