YEARLY HIGH
0.0102 NZD
YEARLY LOW
0.0092 NZD
YEARLY AVERAGE
0.0097 NZD

2025 DJF to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the DJF to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 8, valuing the pair at 0.0102. Conversely, the yearly low was recorded on July 1, dropping to 0.0092.

This high-to-low spread represents a total annual volatility of 0.0010 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0100 to the December average rate of 0.0097, the exchange rate registered a net change of -2.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0102 was up 1.16% compared to the 2024 peak of 0.0101, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 51 NZD
2024 Average 47 NZD
Yearly Trough Low 46 NZD
Transaction Impact: A difference of 4.76 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0101
0.0093
JanuMarcMayJulySeptNove

DJF to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0097, compared to 0.0096 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0097
H2 Avg (Jul–Dec) 0.0096

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0008 NZD (High: 0.0102 / Low: 0.0094). On the other end, December was the most stable month, with a tight range of 0.0002 NZD (High: 0.0098 / Low: 0.0096).

April Spread (Volatile) ±0.0008
December Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0002 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 0.0096) against the same month in 2024 (average: 0.0094), the exchange rate shifted by +0.0002 (+2.01%).

2025 Avg (April) 0.0096
2024 Avg (April) 0.0094

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0101 0.0099 0.0100
February 0.0101 0.0098 0.0099
March 0.0101 0.0097 0.0098
April 0.0102 0.0094 0.0096
May 0.0096 0.0093 0.0095
June 0.0094 0.0092 0.0093
July 0.0096 0.0092 0.0094
August 0.0097 0.0094 0.0095
September 0.0098 0.0094 0.0096
October 0.0099 0.0096 0.0098
November 0.0101 0.0098 0.0099
December 0.0098 0.0096 0.0097