2022 DJF to NZD Historical Review

YEARLY HIGH

0.0101 NZD

YEARLY LOW

0.0080 NZD

YEARLY AVERAGE

0.0089 NZD

2022 DJF to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the DJF to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 14, valuing the pair at 0.0101. Conversely, the yearly low was recorded on March 26, dropping to 0.0080.

This high-to-low spread represents a total annual volatility of 0.0021 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0083 to the December average rate of 0.0088, the exchange rate registered a net change of 6.05% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0101 was up 20.69% compared to the 2021 peak of 0.0084, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 51 NZD

2021 Average 40 NZD

Yearly Trough Low 40 NZD

Transaction Impact: A difference of 10.28 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0101

0.0080

JanuMarcMayJulySeptNove

DJF to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0085, compared to 0.0092 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0085

H2 Avg (Jul–Dec) 0.0092

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0009 NZD (High: 0.0101 / Low: 0.0091). On the other end, February was the most stable month, with a tight range of 0.0002 NZD (High: 0.0085 / Low: 0.0083).

September Spread (Volatile) ±0.0009

February Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0006 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2022: 0.0099) against the same month in 2021 (average: 0.0080), the exchange rate shifted by +0.0019 (+24.17%).

2022 Avg (October) 0.0099

2021 Avg (October) 0.0080

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0086	0.0082	0.0083
February	0.0085	0.0083	0.0084
March	0.0083	0.0080	0.0082
April	0.0087	0.0081	0.0083
May	0.0090	0.0086	0.0088
June	0.0090	0.0086	0.0088
July	0.0092	0.0089	0.0091
August	0.0092	0.0087	0.0090
September	0.0101	0.0091	0.0095
October	0.0101	0.0096	0.0099
November	0.0097	0.0089	0.0093
December	0.0090	0.0087	0.0088