2015 DJF to NZD Historical Review

YEARLY HIGH

0.0090 NZD

YEARLY LOW

0.0072 NZD

YEARLY AVERAGE

0.0081 NZD

2015 DJF to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the DJF to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 7, valuing the pair at 0.0090. Conversely, the yearly low was recorded on January 11, dropping to 0.0072.

This high-to-low spread represents a total annual volatility of 0.0018 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0074 to the December average rate of 0.0083, the exchange rate registered a net change of 13.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0090 was up 22.20% compared to the 2014 peak of 0.0074, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 45 NZD

2014 Average 34 NZD

Yearly Trough Low 36 NZD

Transaction Impact: A difference of 9.11 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0090

0.0072

JanuMarcMayJulySeptNove

DJF to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0076, compared to 0.0085 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.0076

H2 Avg (Jul–Dec) 0.0085

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0006 NZD (High: 0.0078 / Low: 0.0072). On the other end, September was the most stable month, with a tight range of 0.0002 NZD (High: 0.0090 / Low: 0.0088).

January Spread (Volatile) ±0.0006

September Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0005 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.0089) against the same month in 2014 (average: 0.0069), the exchange rate shifted by +0.0020 (+29.08%).

2015 Avg (September) 0.0089

2014 Avg (September) 0.0069

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0078	0.0072	0.0074
February	0.0078	0.0074	0.0075
March	0.0077	0.0073	0.0075
April	0.0076	0.0073	0.0074
May	0.0080	0.0075	0.0076
June	0.0083	0.0079	0.0081
July	0.0086	0.0083	0.0085
August	0.0089	0.0084	0.0086
September	0.0090	0.0088	0.0089
October	0.0088	0.0082	0.0084
November	0.0087	0.0083	0.0086
December	0.0085	0.0082	0.0083