2021 DJF to NZD Historical Review

YEARLY HIGH

0.0084 NZD

YEARLY LOW

0.0075 NZD

YEARLY AVERAGE

0.0079 NZD

2021 DJF to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the DJF to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.0084. Conversely, the yearly low was recorded on February 24, dropping to 0.0075.

This high-to-low spread represents a total annual volatility of 0.0008 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0078 to the December average rate of 0.0083, the exchange rate registered a net change of 5.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0084 was down 16.19% compared to the 2020 peak of 0.0100, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 42 NZD

2020 Average 43 NZD

Yearly Trough Low 38 NZD

Transaction Impact: A difference of 4.10 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0083

0.0077

JanuMarcMayJulySeptNove

DJF to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0078, compared to 0.0081 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0078

H2 Avg (Jul–Dec) 0.0081

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0004 NZD (High: 0.0082 / Low: 0.0078). On the other end, May was the most stable month, with a tight range of 0.0001 NZD (High: 0.0078 / Low: 0.0077).

November Spread (Volatile) ±0.0004

May Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0001 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0083) against the same month in 2020 (average: 0.0079), the exchange rate shifted by +0.0004 (+4.57%).

2021 Avg (December) 0.0083

2020 Avg (December) 0.0079

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0079	0.0077	0.0078
February	0.0079	0.0075	0.0078
March	0.0081	0.0077	0.0079
April	0.0080	0.0077	0.0079
May	0.0078	0.0077	0.0078
June	0.0081	0.0077	0.0079
July	0.0081	0.0080	0.0080
August	0.0082	0.0080	0.0081
September	0.0082	0.0079	0.0080
October	0.0081	0.0078	0.0080
November	0.0082	0.0078	0.0080
December	0.0084	0.0082	0.0083