YEARLY HIGH
4.3771 PLN
YEARLY LOW
4.0961 PLN
YEARLY AVERAGE
4.1852 PLN

2014 EUR to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the EUR to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 4.3771. Conversely, the yearly low was recorded on June 8, dropping to 4.0961.

This high-to-low spread represents a total annual volatility of 0.2810 PLN. From a start-to-finish perspective, comparing the January average rate of 4.1742 to the December average rate of 4.2327, the exchange rate registered a net change of 1.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 4.3771 was up 0.69% compared to the 2013 peak of 4.3471, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 21,885 PLN
2013 Average 20,977 PLN
Yearly Trough Low 20,481 PLN
Transaction Impact: A difference of 1,404.82 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

4.2423
4.1268
JanuMarcMayJulySeptNove

EUR to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.1745, compared to 4.1958 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0213 points.

H1 Avg (Jan–Jun) 4.1745
H2 Avg (Jul–Dec) 4.1958

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.2259 PLN (High: 4.3771 / Low: 4.1512). On the other end, September was the most stable month, with a tight range of 0.0405 PLN (High: 4.2108 / Low: 4.1703).

December Spread (Volatile) ±0.2259
September Spread (Stable) ±0.0405

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0420 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0420

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 4.2327) against the same month in 2013 (average: 4.1724), the exchange rate shifted by +0.0602 (+1.44%).

2014 Avg (December) 4.2327
2013 Avg (December) 4.1724

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.2404 4.1448 4.1742
February 4.2533 4.1448 4.1760
March 4.2358 4.1622 4.1985
April 4.2121 4.1615 4.1837
May 4.2074 4.1421 4.1784
June 4.1698 4.0961 4.1364
July 4.1729 4.1307 4.1449
August 4.2170 4.1749 4.1934
September 4.2108 4.1703 4.1874
October 4.2329 4.1749 4.2044
November 4.2355 4.1774 4.2122
December 4.3771 4.1512 4.2327