YEARLY HIGH
4.7874 PLN
YEARLY LOW
4.2992 PLN
YEARLY AVERAGE
4.5434 PLN

2023 EUR to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the EUR to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 13, valuing the pair at 4.7874. Conversely, the yearly low was recorded on December 13, dropping to 4.2992.

This high-to-low spread represents a total annual volatility of 0.4882 PLN. From a start-to-finish perspective, comparing the January average rate of 4.6763 to the December average rate of 4.3322, the exchange rate registered a net change of -7.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2023 high of 4.7874 was down 3.91% compared to the 2022 peak of 4.9822, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 23,937 PLN
2022 Average 23,426 PLN
Yearly Trough Low 21,496 PLN
Transaction Impact: A difference of 2,441.01 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

4.7854
4.2910
JanuMarcMayJulySeptNove

EUR to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.6286, compared to 4.4582 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1703 points.

H1 Avg (Jan–Jun) 4.6286
H2 Avg (Jul–Dec) 4.4582

Volatility Range Comparison

Volatility

The most volatile month in 2023 was January, with a trading range of 0.2273 PLN (High: 4.7276 / Low: 4.5004). On the other end, August was the most stable month, with a tight range of 0.0515 PLN (High: 4.4773 / Low: 4.4258).

January Spread (Volatile) ±0.2273
August Spread (Stable) ±0.0515

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1090 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1090

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2023: 4.7442) against the same month in 2022 (average: 4.5633), the exchange rate shifted by +0.1809 (+3.96%).

2023 Avg (February) 4.7442
2022 Avg (February) 4.5633

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.7276 4.5004 4.6763
February 4.7874 4.6841 4.7442
March 4.7502 4.6722 4.6949
April 4.7160 4.5753 4.6497
May 4.6559 4.4884 4.5462
June 4.5177 4.4236 4.4601
July 4.4838 4.4049 4.4442
August 4.4773 4.4258 4.4587
September 4.6602 4.4725 4.6013
October 4.6300 4.4214 4.5109
November 4.4690 4.3202 4.4020
December 4.3524 4.2992 4.3322