YEARLY HIGH
4.4132 PLN
YEARLY LOW
4.2397 PLN
YEARLY AVERAGE
4.2981 PLN

2019 EUR to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the EUR to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 4.4132. Conversely, the yearly low was recorded on July 3, dropping to 4.2397.

This high-to-low spread represents a total annual volatility of 0.1735 PLN. From a start-to-finish perspective, comparing the January average rate of 4.2897 to the December average rate of 4.2716, the exchange rate registered a net change of -0.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 4.4132 was up 0.35% compared to the 2018 peak of 4.3977, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 22,066 PLN
2018 Average 21,308 PLN
Yearly Trough Low 21,199 PLN
Transaction Impact: A difference of 867.46 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

4.3677
4.2523
JanuMarcMayJulySeptNove

EUR to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.2920, compared to 4.3042 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0122 points.

H1 Avg (Jan–Jun) 4.2920
H2 Avg (Jul–Dec) 4.3042

Volatility Range Comparison

Volatility

The most volatile month in 2019 was October, with a trading range of 0.1207 PLN (High: 4.3789 / Low: 4.2582). On the other end, April was the most stable month, with a tight range of 0.0292 PLN (High: 4.3001 / Low: 4.2709).

October Spread (Volatile) ±0.1207
April Spread (Stable) ±0.0292

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0604 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0604

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 4.3523) against the same month in 2018 (average: 4.2854), the exchange rate shifted by +0.0669 (+1.56%).

2019 Avg (August) 4.3523
2018 Avg (August) 4.2854

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.3018 4.2628 4.2897
February 4.3399 4.2847 4.3182
March 4.3140 4.2789 4.2992
April 4.3001 4.2709 4.2871
May 4.3081 4.2782 4.2955
June 4.2920 4.2431 4.2620
July 4.2989 4.2397 4.2619
August 4.4132 4.3076 4.3523
September 4.3895 4.3266 4.3581
October 4.3789 4.2582 4.2977
November 4.3199 4.2523 4.2834
December 4.3114 4.2541 4.2716