YEARLY HIGH
4.2957 PLN
YEARLY LOW
4.1393 PLN
YEARLY AVERAGE
4.2404 PLN

2025 EUR to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the EUR to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 15, valuing the pair at 4.2957. Conversely, the yearly low was recorded on February 26, dropping to 4.1393.

This high-to-low spread represents a total annual volatility of 0.1565 PLN. From a start-to-finish perspective, comparing the January average rate of 4.2487 to the December average rate of 4.2212, the exchange rate registered a net change of -0.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 4.2957 was down 15.52% compared to the 2024 peak of 5.0850, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 21,479 PLN
2024 Average 21,540 PLN
Yearly Trough Low 20,696 PLN
Transaction Impact: A difference of 782.33 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

4.2780
4.1684
JanuMarcMayJulySeptNove

EUR to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.2334, compared to 4.2474 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0139 points.

H1 Avg (Jan–Jun) 4.2334
H2 Avg (Jul–Dec) 4.2474

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.1166 PLN (High: 4.2957 / Low: 4.1792). On the other end, September was the most stable month, with a tight range of 0.0242 PLN (High: 4.2713 / Low: 4.2472).

April Spread (Volatile) ±0.1166
September Spread (Stable) ±0.0242

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0712 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0712

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 4.2689) against the same month in 2024 (average: 4.3036), the exchange rate shifted by -0.0347 (-0.81%).

2025 Avg (April) 4.2689
2024 Avg (April) 4.3036

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.2852 4.2019 4.2487
February 4.2323 4.1393 4.1775
March 4.2185 4.1542 4.1852
April 4.2957 4.1792 4.2689
May 4.2827 4.2317 4.2543
June 4.2886 4.2413 4.2660
July 4.2794 4.2415 4.2544
August 4.2806 4.2443 4.2607
September 4.2713 4.2472 4.2590
October 4.2772 4.2316 4.2499
November 4.2747 4.2228 4.2391
December 4.2373 4.2032 4.2212