YEARLY HIGH
4.3977 PLN
YEARLY LOW
4.1319 PLN
YEARLY AVERAGE
4.2609 PLN

2018 EUR to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the EUR to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 2, valuing the pair at 4.3977. Conversely, the yearly low was recorded on January 27, dropping to 4.1319.

This high-to-low spread represents a total annual volatility of 0.2658 PLN. From a start-to-finish perspective, comparing the January average rate of 4.1606 to the December average rate of 4.2903, the exchange rate registered a net change of 3.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 4.3977 was down 0.31% compared to the 2017 peak of 4.4115, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 21,989 PLN
2017 Average 21,281 PLN
Yearly Trough Low 20,660 PLN
Transaction Impact: A difference of 1,329.06 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

4.3408
4.1443
JanuMarcMayJulySeptNove

EUR to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.2207, compared to 4.3012 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0805 points.

H1 Avg (Jan–Jun) 4.2207
H2 Avg (Jul–Dec) 4.3012

Volatility Range Comparison

Volatility

The most volatile month in 2018 was July, with a trading range of 0.1274 PLN (High: 4.3977 / Low: 4.2703). On the other end, December was the most stable month, with a tight range of 0.0240 PLN (High: 4.3012 / Low: 4.2773).

July Spread (Volatile) ±0.1274
December Spread (Stable) ±0.0240

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0390 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0390

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2018: 4.3244) against the same month in 2017 (average: 4.2368), the exchange rate shifted by +0.0876 (+2.07%).

2018 Avg (July) 4.3244
2017 Avg (July) 4.2368

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.1912 4.1319 4.1606
February 4.1922 4.1358 4.1676
March 4.2313 4.1880 4.2099
April 4.2382 4.1533 4.1929
May 4.3345 4.2452 4.2859
June 4.3776 4.2656 4.3070
July 4.3977 4.2703 4.3244
August 4.3216 4.2570 4.2854
September 4.3266 4.2706 4.3010
October 4.3422 4.2861 4.3062
November 4.3310 4.2794 4.2996
December 4.3012 4.2773 4.2903