YEARLY HIGH
5.0850 PLN
YEARLY LOW
4.2525 PLN
YEARLY AVERAGE
4.3080 PLN

2024 EUR to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the EUR to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 5.0850. Conversely, the yearly low was recorded on May 21, dropping to 4.2525.

This high-to-low spread represents a total annual volatility of 0.8325 PLN. From a start-to-finish perspective, comparing the January average rate of 4.3857 to the December average rate of 4.2694, the exchange rate registered a net change of -2.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 5.0850 was up 6.22% compared to the 2023 peak of 4.7874, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 25,425 PLN
2023 Average 22,710 PLN
Yearly Trough Low 21,262 PLN
Transaction Impact: A difference of 4,162.34 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

4.3973
4.2577
JanuMarcMayJulySeptNove

EUR to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.3212, compared to 4.2948 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0264 points.

H1 Avg (Jan–Jun) 4.3212
H2 Avg (Jul–Dec) 4.2948

Volatility Range Comparison

Volatility

The most volatile month in 2024 was January, with a trading range of 0.7551 PLN (High: 5.0850 / Low: 4.3299). On the other end, September was the most stable month, with a tight range of 0.0341 PLN (High: 4.2891 / Low: 4.2550).

January Spread (Volatile) ±0.7551
September Spread (Stable) ±0.0341

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0637 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0637

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2024: 4.3857) against the same month in 2023 (average: 4.6763), the exchange rate shifted by -0.2906 (-6.21%).

2024 Avg (January) 4.3857
2023 Avg (January) 4.6763

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.0850 4.3299 4.3857
February 4.3485 4.3063 4.3250
March 4.3410 4.2819 4.3080
April 4.3672 4.2600 4.3036
May 4.3328 4.2525 4.2835
June 4.3887 4.2732 4.3217
July 4.3172 4.2561 4.2817
August 4.3244 4.2590 4.2904
September 4.2891 4.2550 4.2773
October 4.3540 4.2885 4.3172
November 4.3785 4.2965 4.3330
December 4.2999 4.2567 4.2694