YEARLY HIGH
4.9822 PLN
YEARLY LOW
4.4955 PLN
YEARLY AVERAGE
4.6841 PLN

2022 EUR to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the EUR to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 7, valuing the pair at 4.9822. Conversely, the yearly low was recorded on February 9, dropping to 4.4955.

This high-to-low spread represents a total annual volatility of 0.4867 PLN. From a start-to-finish perspective, comparing the January average rate of 4.5540 to the December average rate of 4.6816, the exchange rate registered a net change of 2.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 4.9822 was up 5.72% compared to the 2021 peak of 4.7126, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 24,911 PLN
2021 Average 22,826 PLN
Yearly Trough Low 22,477 PLN
Transaction Impact: A difference of 2,433.40 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

4.8245
4.5294
JanuMarcMayJulySeptNove

EUR to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.6354, compared to 4.7328 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0974 points.

H1 Avg (Jan–Jun) 4.6354
H2 Avg (Jul–Dec) 4.7328

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.3396 PLN (High: 4.9822 / Low: 4.6425). On the other end, January was the most stable month, with a tight range of 0.0660 PLN (High: 4.5904 / Low: 4.5244).

March Spread (Volatile) ±0.3396
January Spread (Stable) ±0.0660

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1042 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1042

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2022: 4.7528) against the same month in 2021 (average: 4.6019), the exchange rate shifted by +0.1509 (+3.28%).

2022 Avg (March) 4.7528
2021 Avg (March) 4.6019

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.5904 4.5244 4.5540
February 4.7018 4.4955 4.5633
March 4.9822 4.6425 4.7528
April 4.7236 4.6215 4.6487
May 4.7156 4.5708 4.6483
June 4.7267 4.5751 4.6455
July 4.8338 4.6952 4.7608
August 4.7741 4.6556 4.7160
September 4.8551 4.6941 4.7412
October 4.8880 4.7164 4.7999
November 4.7410 4.6688 4.6973
December 4.7121 4.6419 4.6816