YEARLY HIGH
1.2338 USD
YEARLY LOW
1.1203 USD
YEARLY AVERAGE
1.1832 USD

2021 EUR to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the EUR to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 1.2338. Conversely, the yearly low was recorded on November 24, dropping to 1.1203.

This high-to-low spread represents a total annual volatility of 0.1135 USD. From a start-to-finish perspective, comparing the January average rate of 1.2167 to the December average rate of 1.1306, the exchange rate registered a net change of -7.08% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.2338 was up 0.32% compared to the 2020 peak of 1.2299, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 6,169 USD
2020 Average 5,710 USD
Yearly Trough Low 5,602 USD
Transaction Impact: A difference of 567.60 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.2253
1.1219
JanuMarcMayJulySeptNove

EUR to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2051, compared to 1.1613 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0438 points.

H1 Avg (Jan–Jun) 1.2051
H2 Avg (Jul–Dec) 1.1613

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0412 USD (High: 1.1615 / Low: 1.1203). On the other end, July was the most stable month, with a tight range of 0.0120 USD (High: 1.1891 / Low: 1.1771).

November Spread (Volatile) ±0.0412
July Spread (Stable) ±0.0120

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0208 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0208

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.2167) against the same month in 2020 (average: 1.1104), the exchange rate shifted by +0.1063 (+9.57%).

2021 Avg (January) 1.2167
2020 Avg (January) 1.1104

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2338 1.2066 1.2167
February 1.2170 1.1967 1.2094
March 1.2085 1.1723 1.1899
April 1.2134 1.1759 1.1962
May 1.2248 1.2008 1.2147
June 1.2218 1.1858 1.2036
July 1.1891 1.1771 1.1827
August 1.1874 1.1677 1.1770
September 1.1886 1.1575 1.1772
October 1.1682 1.1531 1.1597
November 1.1615 1.1203 1.1405
December 1.1374 1.1240 1.1306