YEARLY HIGH
1.1203 USD
YEARLY LOW
1.0350 USD
YEARLY AVERAGE
1.0822 USD

2024 EUR to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the EUR to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 23, valuing the pair at 1.1203. Conversely, the yearly low was recorded on December 31, dropping to 1.0350.

This high-to-low spread represents a total annual volatility of 0.0853 USD. From a start-to-finish perspective, comparing the January average rate of 1.0910 to the December average rate of 1.0472, the exchange rate registered a net change of -4.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 1.1203 was down 0.36% compared to the 2023 peak of 1.1244, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 5,601 USD
2023 Average 5,412 USD
Yearly Trough Low 5,175 USD
Transaction Impact: A difference of 426.31 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

1.1174
1.0408
JanuMarcMayJulySeptNove

EUR to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0812, compared to 1.0831 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 1.0812
H2 Avg (Jul–Dec) 1.0831

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0516 USD (High: 1.0934 / Low: 1.0418). On the other end, March was the most stable month, with a tight range of 0.0162 USD (High: 1.0953 / Low: 1.0791).

November Spread (Volatile) ±0.0516
March Spread (Stable) ±0.0162

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0268 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0268

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2024: 1.1024) against the same month in 2023 (average: 1.0910), the exchange rate shifted by +0.0114 (+1.05%).

2024 Avg (August) 1.1024
2023 Avg (August) 1.0910

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1037 1.0804 1.0910
February 1.0874 1.0708 1.0795
March 1.0953 1.0791 1.0871
April 1.0862 1.0621 1.0722
May 1.0888 1.0718 1.0814
June 1.0907 1.0680 1.0762
July 1.0941 1.0737 1.0854
August 1.1203 1.0786 1.1024
September 1.1191 1.1010 1.1110
October 1.1064 1.0780 1.0897
November 1.0934 1.0418 1.0629
December 1.0586 1.0350 1.0472