YEARLY HIGH
1.1456 USD
YEARLY LOW
0.9596 USD
YEARLY AVERAGE
1.0543 USD

2022 EUR to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the EUR to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 1.1456. Conversely, the yearly low was recorded on September 27, dropping to 0.9596.

This high-to-low spread represents a total annual volatility of 0.1861 USD. From a start-to-finish perspective, comparing the January average rate of 1.1322 to the December average rate of 1.0596, the exchange rate registered a net change of -6.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.1456 was down 7.15% compared to the 2021 peak of 1.2338, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 5,728 USD
2021 Average 5,915 USD
Yearly Trough Low 4,798 USD
Transaction Impact: A difference of 930.31 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.1492
0.9685
JanuMarcMayJulySeptNove

EUR to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0938, compared to 1.0148 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0790 points.

H1 Avg (Jan–Jun) 1.0938
H2 Avg (Jul–Dec) 1.0148

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0674 USD (High: 1.0424 / Low: 0.9749). On the other end, December was the most stable month, with a tight range of 0.0259 USD (High: 1.0726 / Low: 1.0467).

November Spread (Volatile) ±0.0674
December Spread (Stable) ±0.0259

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0370 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0370

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 1.1322) against the same month in 2021 (average: 1.2167), the exchange rate shifted by -0.0845 (-6.95%).

2022 Avg (January) 1.1322
2021 Avg (January) 1.2167

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1456 1.1146 1.1322
February 1.1455 1.1180 1.1341
March 1.1161 1.0866 1.1006
April 1.1049 1.0504 1.0814
May 1.0773 1.0379 1.0576
June 1.0752 1.0415 1.0567
July 1.0435 1.0027 1.0196
August 1.0318 0.9937 1.0118
September 1.0152 0.9596 0.9914
October 1.0092 0.9701 0.9836
November 1.0424 0.9749 1.0228
December 1.0726 1.0467 1.0596