2012 GEL to BIF Historical Review

YEARLY HIGH

931.1909 BIF

YEARLY LOW

769.5058 BIF

YEARLY AVERAGE

840.4163 BIF

2012 GEL to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GEL to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 24, valuing the pair at 931.1909. Conversely, the yearly low was recorded on January 27, dropping to 769.5058.

This high-to-low spread represents a total annual volatility of 161.6851 BIF. From a start-to-finish perspective, comparing the January average rate of 777.8597 to the December average rate of 918.6000, the exchange rate registered a net change of 18.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 931.1909 was up 16.68% compared to the 2011 peak of 798.0906, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 4,655,954 BIF

2011 Average 3,594,725 BIF

Yearly Trough Low 3,847,529 BIF

Transaction Impact: A difference of 808,425.52 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

932.6741

763.7857

JanuMarcMayJulySeptNove

GEL to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 811.7306, compared to 869.1020 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 57.3715 points.

H1 Avg (Jan–Jun) 811.7306

H2 Avg (Jul–Dec) 869.1020

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 66.9721 BIF (High: 848.1493 / Low: 781.1772). On the other end, August was the most stable month, with a tight range of 12.9692 BIF (High: 842.0502 / Low: 829.0809).

April Spread (Volatile) ±66.9721

August Spread (Stable) ±12.9692

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 27.9486 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -27.9486

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 918.6000) against the same month in 2011 (average: 776.2424), the exchange rate shifted by +142.3576 (+18.34%).

2012 Avg (December) 918.6000

2011 Avg (December) 776.2424

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	792.6709	769.5058	777.8597
February	800.0664	770.5134	784.5705
March	794.9956	773.5392	786.6734
April	848.1493	781.1772	804.6754
May	869.9663	838.4388	856.4211
June	871.0852	852.8482	860.1832
July	849.4580	812.9073	832.2346
August	842.0502	829.0809	836.1928
September	856.3647	828.0261	842.2424
October	899.4467	848.0410	885.4345
November	917.3154	881.2107	899.9079
December	931.1909	896.7550	918.6000