2019 GEL to BIF Historical Review

YEARLY HIGH

694.8767 BIF

YEARLY LOW

617.1914 BIF

YEARLY AVERAGE

655.0286 BIF

2019 GEL to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the GEL to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 15, valuing the pair at 694.8767. Conversely, the yearly low was recorded on October 1, dropping to 617.1914.

This high-to-low spread represents a total annual volatility of 77.6853 BIF. From a start-to-finish perspective, comparing the January average rate of 677.8128 to the December average rate of 649.3550, the exchange rate registered a net change of -4.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 694.8767 was down 6.37% compared to the 2018 peak of 742.1363, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 3,474,383 BIF

2018 Average 3,578,488 BIF

Yearly Trough Low 3,085,957 BIF

Transaction Impact: A difference of 388,426.31 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

689.6332

620.0929

JanuMarcMayJulySeptNove

GEL to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 675.6398, compared to 634.4174 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 41.2224 points.

H1 Avg (Jan–Jun) 675.6398

H2 Avg (Jul–Dec) 634.4174

Volatility Range Comparison

Volatility

The most volatile month in 2019 was July, with a trading range of 39.1853 BIF (High: 660.1073 / Low: 620.9220). On the other end, November was the most stable month, with a tight range of 8.1211 BIF (High: 634.8350 / Low: 626.7139).

July Spread (Volatile) ±39.1853

November Spread (Stable) ±8.1211

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 22.3780 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -22.3780

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2019: 683.8381) against the same month in 2018 (average: 717.6048), the exchange rate shifted by -33.7666 (-4.71%).

2019 Avg (February) 683.8381

2018 Avg (February) 717.6048

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	685.4991	667.3182	677.8128
February	694.8767	674.4136	683.8381
March	688.3459	670.3159	678.7207
April	683.7989	675.2301	679.8723
May	678.3734	658.4900	667.8895
June	681.6850	644.8812	665.7052
July	660.1073	620.9220	643.3272
August	634.7396	619.6258	629.8902
September	630.1498	619.8647	625.8879
October	635.3141	617.1914	627.0821
November	634.8350	626.7139	630.9618
December	658.9108	631.2140	649.3550