2020 GEL to BIF Historical Review

YEARLY HIGH

680.5214 BIF

YEARLY LOW

546.4768 BIF

YEARLY AVERAGE

616.4312 BIF

2020 GEL to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GEL to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 11, valuing the pair at 680.5214. Conversely, the yearly low was recorded on March 25, dropping to 546.4768.

This high-to-low spread represents a total annual volatility of 134.0446 BIF. From a start-to-finish perspective, comparing the January average rate of 654.9352 to the December average rate of 589.6857, the exchange rate registered a net change of -9.96% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 680.5214 was down 2.07% compared to the 2019 peak of 694.8767, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 3,402,607 BIF

2019 Average 3,274,201 BIF

Yearly Trough Low 2,732,384 BIF

Transaction Impact: A difference of 670,223.16 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

672.1350

576.5081

JanuMarcMayJulySeptNove

GEL to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 627.4644, compared to 605.3979 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 22.0664 points.

H1 Avg (Jan–Jun) 627.4644

H2 Avg (Jul–Dec) 605.3979

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 134.0446 BIF (High: 680.5214 / Low: 546.4768). On the other end, July was the most stable month, with a tight range of 7.3553 BIF (High: 629.6641 / Low: 622.3088).

March Spread (Volatile) ±134.0446

July Spread (Stable) ±7.3553

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 35.3664 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -35.3664

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 631.1645) against the same month in 2019 (average: 678.7207), the exchange rate shifted by -47.5562 (-7.01%).

2020 Avg (March) 631.1645

2019 Avg (March) 678.7207

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	660.3416	651.0876	654.9352
February	679.1486	651.4835	664.1661
March	680.5214	546.4768	631.1645
April	606.6773	576.8832	595.7981
May	600.0000	589.4558	594.2480
June	648.1356	595.5806	624.4744
July	629.6641	622.3088	626.2136
August	626.8281	618.7600	623.9130
September	629.5935	576.6678	608.1345
October	603.7441	589.5753	599.9638
November	597.1235	566.6669	584.4770
December	593.0289	583.9765	589.6857