2015 GEL to BIF Historical Review

YEARLY HIGH

894.6455 BIF

YEARLY LOW

630.5766 BIF

YEARLY AVERAGE

720.4840 BIF

2015 GEL to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the GEL to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 17, valuing the pair at 894.6455. Conversely, the yearly low was recorded on September 21, dropping to 630.5766.

This high-to-low spread represents a total annual volatility of 264.0690 BIF. From a start-to-finish perspective, comparing the January average rate of 887.6392 to the December average rate of 649.5663, the exchange rate registered a net change of -26.82% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 894.6455 was down 0.13% compared to the 2014 peak of 895.7721, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 4,473,228 BIF

2014 Average 4,409,425 BIF

Yearly Trough Low 3,152,883 BIF

Transaction Impact: A difference of 1,320,344.84 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

912.4028

624.8383

JanuMarcMayJulySeptNove

GEL to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 777.0711, compared to 663.8968 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 113.1743 points.

H1 Avg (Jan–Jun) 777.0711

H2 Avg (Jul–Dec) 663.8968

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 197.0941 BIF (High: 894.6455 / Low: 697.5515). On the other end, February was the most stable month, with a tight range of 7.8788 BIF (High: 892.6225 / Low: 884.7437).

March Spread (Volatile) ±197.0941

February Spread (Stable) ±7.8788

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 130.8926 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -130.8926

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 823.8246) against the same month in 2014 (average: 887.1098), the exchange rate shifted by -63.2852 (-7.13%).

2015 Avg (March) 823.8246

2014 Avg (March) 887.1098

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	892.0542	882.7103	887.6392
February	892.6225	884.7437	888.4391
March	894.6455	697.5515	823.8246
April	703.4522	676.1927	692.9320
May	695.0076	662.5073	676.1993
June	707.1935	678.7678	693.3924
July	726.2545	683.5359	713.6835
August	683.1643	644.7776	669.3758
September	657.8380	630.5766	648.8020
October	661.4910	643.9222	652.6096
November	654.7910	642.6616	649.3436
December	659.0291	639.0899	649.5663