2026 GEL to BIF Historical Review

YEARLY HIGH

1145.0382 BIF

YEARLY LOW

1049.9318 BIF

YEARLY AVERAGE

1114.3038 BIF

2026 GEL to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GEL to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 1, valuing the pair at 1145.0382. Conversely, the yearly low was recorded on March 9, dropping to 1049.9318.

This high-to-low spread represents a total annual volatility of 95.1064 BIF. From a start-to-finish perspective, comparing the January average rate of 1099.1287 to the December average rate of 1139.0884, the exchange rate registered a net change of 3.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1145.0382 was up 3.17% compared to the 2025 peak of 1109.8342, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 5,725,191 BIF

2025 Average 5,400,507 BIF

Yearly Trough Low 5,249,659 BIF

Transaction Impact: A difference of 475,531.86 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1143.6576

1088.8271

JanuMarcMayJuly

GEL to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1107.0731, compared to 1135.9960 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 28.9229 points.

H1 Avg (Jan–Jun) 1107.0731

H2 Avg (Jul–Dec) 1135.9960

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 61.5354 BIF (High: 1111.4672 / Low: 1049.9318). On the other end, May was the most stable month, with a tight range of 7.9286 BIF (High: 1118.3764 / Low: 1110.4478).

March Spread (Volatile) ±61.5354

May Spread (Stable) ±7.9286

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 10.6823 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -10.6823

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2026: 1139.0884) against the same month in 2025 (average: 1100.6088), the exchange rate shifted by +38.4796 (+3.50%).

2026 Avg (August) 1139.0884

2025 Avg (August) 1100.6088

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1104.6549	1091.6966	1099.1287
February	1111.3358	1096.4308	1104.0786
March	1111.4672	1049.9318	1093.3963
April	1111.0209	1101.2261	1105.4083
May	1118.3764	1110.4478	1116.0652
June	1131.0505	1113.0054	1124.3616
July	1142.2296	1126.0095	1132.9036
August	1145.0382	1135.0666	1139.0884