2020 GEL to NPR Historical Review

YEARLY HIGH

42.5398 NPR

YEARLY LOW

34.8614 NPR

YEARLY AVERAGE

38.1526 NPR

2020 GEL to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GEL to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 10, valuing the pair at 42.5398. Conversely, the yearly low was recorded on November 5, dropping to 34.8614.

This high-to-low spread represents a total annual volatility of 7.6785 NPR. From a start-to-finish perspective, comparing the January average rate of 39.6050 to the December average rate of 35.7614, the exchange rate registered a net change of -9.70% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 42.5398 was down 1.75% compared to the 2019 peak of 43.2980, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 212,699 NPR

2019 Average 200,161 NPR

Yearly Trough Low 174,307 NPR

Transaction Impact: A difference of 38,392.27 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

40.6679

35.3154

JanuMarcMayJulySeptNove

GEL to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 39.1979, compared to 37.1073 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.0906 points.

H1 Avg (Jan–Jun) 39.1979

H2 Avg (Jul–Dec) 37.1073

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 7.3642 NPR (High: 42.5398 / Low: 35.1756). On the other end, December was the most stable month, with a tight range of 0.6636 NPR (High: 36.1454 / Low: 35.4819).

March Spread (Volatile) ±7.3642

December Spread (Stable) ±0.6636

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 1.6161 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.6161

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 39.6443) against the same month in 2019 (average: 41.4583), the exchange rate shifted by -1.8140 (-4.38%).

2020 Avg (March) 39.6443

2019 Avg (March) 41.4583

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	40.1823	39.1974	39.6050
February	41.4074	39.4632	40.2219
March	42.5398	35.1756	39.6443
April	39.0651	36.7058	38.2783
May	38.1256	37.2858	37.7645
June	41.0259	37.8510	39.6731
July	39.3432	38.6416	39.0196
August	38.9534	37.9466	38.5931
September	38.0873	35.1477	36.9770
October	36.8105	35.9986	36.4842
November	36.8105	34.8614	35.8085
December	36.1454	35.4819	35.7614