2012 GHS to JMD Historical Review

YEARLY HIGH

52.7855 JMD

YEARLY LOW

45.1460 JMD

YEARLY AVERAGE

47.8314 JMD

2012 GHS to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GHS to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 52.7855. Conversely, the yearly low was recorded on July 8, dropping to 45.1460.

This high-to-low spread represents a total annual volatility of 7.6394 JMD. From a start-to-finish perspective, comparing the January average rate of 50.9804 to the December average rate of 48.4854, the exchange rate registered a net change of -4.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 52.7855 was down 16.54% compared to the 2011 peak of 63.2479, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 263,927 JMD

2011 Average 278,329 JMD

Yearly Trough Low 225,730 JMD

Transaction Impact: A difference of 38,197.09 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

51.5603

44.7916

JanuMarcMayJulySeptNove

GHS to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 48.6354, compared to 47.0274 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.6080 points.

H1 Avg (Jan–Jun) 48.6354

H2 Avg (Jul–Dec) 47.0274

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 3.5154 JMD (High: 52.7855 / Low: 49.2700). On the other end, July was the most stable month, with a tight range of 0.4473 JMD (High: 45.5934 / Low: 45.1460).

January Spread (Volatile) ±3.5154

July Spread (Stable) ±0.4473

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 1.8502 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -1.8502

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 50.9804) against the same month in 2011 (average: 57.7887), the exchange rate shifted by -6.8082 (-11.78%).

2012 Avg (January) 50.9804

2011 Avg (January) 57.7887

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	52.7855	49.2700	50.9804
February	51.3455	49.8990	50.9962
March	51.2353	48.6409	49.8210
April	48.7581	46.7908	47.9708
May	47.0098	45.6111	46.2370
June	46.6894	45.2514	45.8068
July	45.5934	45.1460	45.3557
August	46.2197	45.4607	45.8082
September	47.4203	46.1488	46.7909
October	48.2523	46.8280	47.6516
November	48.3044	47.7827	48.0724
December	48.7722	47.7885	48.4854