2014 GHS to JMD Historical Review

YEARLY HIGH

45.3640 JMD

YEARLY LOW

29.0102 JMD

YEARLY AVERAGE

37.0366 JMD

2014 GHS to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the GHS to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 45.3640. Conversely, the yearly low was recorded on August 19, dropping to 29.0102.

This high-to-low spread represents a total annual volatility of 16.3538 JMD. From a start-to-finish perspective, comparing the January average rate of 44.6330 to the December average rate of 35.5626, the exchange rate registered a net change of -20.32% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 45.3640 was down 11.51% compared to the 2013 peak of 51.2672, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 226,820 JMD

2013 Average 241,983 JMD

Yearly Trough Low 145,051 JMD

Transaction Impact: A difference of 81,769.07 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

45.9991

29.6060

JanuMarcMayJulySeptNove

GHS to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 40.5073, compared to 33.5659 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 6.9413 points.

H1 Avg (Jan–Jun) 40.5073

H2 Avg (Jul–Dec) 33.5659

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 4.9497 JMD (High: 34.5756 / Low: 29.6260). On the other end, December was the most stable month, with a tight range of 0.4336 JMD (High: 35.7611 / Low: 35.3275).

September Spread (Volatile) ±4.9497

December Spread (Stable) ±0.4336

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 2.4765 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -2.4765

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 44.6330) against the same month in 2013 (average: 48.6863), the exchange rate shifted by -4.0533 (-8.33%).

2014 Avg (January) 44.6330

2013 Avg (January) 48.6863

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	45.3640	43.6728	44.6330
February	44.8314	42.0240	43.1479
March	42.6373	40.5378	41.9335
April	40.6547	38.8382	39.6290
May	38.8152	36.8020	37.9459
June	37.2225	34.1304	35.7542
July	34.3512	31.9219	33.2778
August	33.3730	29.0102	30.9721
September	34.5756	29.6260	31.6441
October	35.0027	34.4267	34.7967
November	35.4819	34.7126	35.1424
December	35.7611	35.3275	35.5626