YEARLY HIGH
15.6582 JMD
YEARLY LOW
10.0926 JMD
YEARLY AVERAGE
12.9088 JMD

2025 GHS to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the GHS to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 6, valuing the pair at 15.6582. Conversely, the yearly low was recorded on March 23, dropping to 10.0926.

This high-to-low spread represents a total annual volatility of 5.5657 JMD. From a start-to-finish perspective, comparing the January average rate of 10.5084 to the December average rate of 14.1165, the exchange rate registered a net change of 34.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 15.6582 was up 20.63% compared to the 2024 peak of 12.9800, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 78,291 JMD
2024 Average 54,483 JMD
Yearly Trough Low 50,463 JMD
Transaction Impact: A difference of 27,828.27 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

16.0701
9.5836
JanuMarcMayJulySeptNove

GHS to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.4180, compared to 14.3996 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.9816 points.

H1 Avg (Jan–Jun) 11.4180
H2 Avg (Jul–Dec) 14.3996

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 4.7628 JMD (High: 15.1370 / Low: 10.3742). On the other end, March was the most stable month, with a tight range of 0.0811 JMD (High: 10.1737 / Low: 10.0926).

May Spread (Volatile) ±4.7628
March Spread (Stable) ±0.0811

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 1.2197 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -1.2197

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2025: 15.5296) against the same month in 2024 (average: 10.3485), the exchange rate shifted by +5.1810 (+50.07%).

2025 Avg (June) 15.5296
2024 Avg (June) 10.3485

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 10.6395 10.2961 10.5084
February 10.3080 10.1440 10.2038
March 10.1737 10.0926 10.1241
April 10.9252 10.1521 10.2563
May 15.1370 10.3742 11.8856
June 15.6582 15.1370 15.5296
July 15.5198 15.2365 15.3576
August 15.2721 14.3019 14.8526
September 15.2751 12.8728 13.6329
October 15.0123 12.7132 13.8838
November 14.7559 14.1186 14.5543
December 15.1340 13.8843 14.1165