2016 GHS to JMD Historical Review

YEARLY HIGH

32.6079 JMD

YEARLY LOW

29.8293 JMD

YEARLY AVERAGE

31.6961 JMD

2016 GHS to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the GHS to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 3, valuing the pair at 32.6079. Conversely, the yearly low was recorded on November 30, dropping to 29.8293.

This high-to-low spread represents a total annual volatility of 2.7786 JMD. From a start-to-finish perspective, comparing the January average rate of 30.9543 to the December average rate of 30.4232, the exchange rate registered a net change of -1.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 32.6079 was down 8.68% compared to the 2015 peak of 35.7091, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 163,039 JMD

2015 Average 155,325 JMD

Yearly Trough Low 149,146 JMD

Transaction Impact: A difference of 13,893.07 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

32.4794

30.2363

JanuMarcMayJulySeptNove

GHS to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 31.5461, compared to 31.8461 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3000 points.

H1 Avg (Jan–Jun) 31.5461

H2 Avg (Jul–Dec) 31.8461

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 2.7786 JMD (High: 32.6079 / Low: 29.8293). On the other end, September was the most stable month, with a tight range of 0.3284 JMD (High: 32.3177 / Low: 31.9892).

November Spread (Volatile) ±2.7786

September Spread (Stable) ±0.3284

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 1.5774 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.5774

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2016: 32.0006) against the same month in 2015 (average: 31.2782), the exchange rate shifted by +0.7224 (+2.31%).

2016 Avg (November) 32.0006

2015 Avg (November) 31.2782

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	31.4597	30.2262	30.9543
February	31.1461	30.0030	30.5595
March	31.7393	30.9752	31.5044
April	32.3662	31.5321	31.8440
May	32.5303	31.9137	32.2575
June	32.5086	31.8158	32.1571
July	32.2109	31.8172	32.0370
August	32.4717	31.8610	32.1525
September	32.3177	31.9892	32.1708
October	32.4727	32.0159	32.2925
November	32.6079	29.8293	32.0006
December	31.2168	29.8639	30.4232