2026 GHS to JMD Historical Review

YEARLY HIGH

15.1698 JMD

YEARLY LOW

13.3650 JMD

YEARLY AVERAGE

14.1825 JMD

2026 GHS to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GHS to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 15.1698. Conversely, the yearly low was recorded on June 9, dropping to 13.3650.

This high-to-low spread represents a total annual volatility of 1.8048 JMD. From a start-to-finish perspective, comparing the January average rate of 14.6610 to the December average rate of 13.5421, the exchange rate registered a net change of -7.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 15.1698 was down 3.12% compared to the 2025 peak of 15.6582, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 75,849 JMD

2025 Average 64,623 JMD

Yearly Trough Low 66,825 JMD

Transaction Impact: A difference of 9,023.87 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

14.7729

13.4302

JanuMarcMayJuly

GHS to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.3612, compared to 13.6464 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7147 points.

H1 Avg (Jan–Jun) 14.3612

H2 Avg (Jul–Dec) 13.6464

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 1.3508 JMD (High: 14.7158 / Low: 13.3650). On the other end, August was the most stable month, with a tight range of 0.0024 JMD (High: 13.5432 / Low: 13.5408).

June Spread (Volatile) ±1.3508

August Spread (Stable) ±0.0024

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.7149 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.7149

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 14.6610) against the same month in 2025 (average: 10.5084), the exchange rate shifted by +4.1526 (+39.52%).

2026 Avg (January) 14.6610

2025 Avg (January) 10.5084

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.1698	14.3198	14.6610
February	14.6260	14.1334	14.2894
March	14.6184	14.3531	14.4489
April	14.3760	14.0805	14.2949
May	14.7363	13.9933	14.5938
June	14.7158	13.3650	13.8789
July	13.9349	13.5346	13.7507
August	13.5432	13.5408	13.5421