2015 GHS to JMD Historical Review

YEARLY HIGH

35.7091 JMD

YEARLY LOW

26.3018 JMD

YEARLY AVERAGE

31.0716 JMD

2015 GHS to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the GHS to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 35.7091. Conversely, the yearly low was recorded on June 21, dropping to 26.3018.

This high-to-low spread represents a total annual volatility of 9.4073 JMD. From a start-to-finish perspective, comparing the January average rate of 35.2615 to the December average rate of 31.4704, the exchange rate registered a net change of -10.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 35.7091 was down 21.28% compared to the 2014 peak of 45.3640, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 178,546 JMD

2014 Average 185,014 JMD

Yearly Trough Low 131,509 JMD

Transaction Impact: A difference of 47,036.74 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

36.0884

26.1652

JanuMarcMayJulySeptNove

GHS to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 31.1379, compared to 31.0053 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1326 points.

H1 Avg (Jan–Jun) 31.1379

H2 Avg (Jul–Dec) 31.0053

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 9.0972 JMD (High: 35.6644 / Low: 26.5672). On the other end, April was the most stable month, with a tight range of 0.2154 JMD (High: 30.0598 / Low: 29.8444).

July Spread (Volatile) ±9.0972

April Spread (Stable) ±0.2154

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 3.1903 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -3.1903

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 35.2615) against the same month in 2014 (average: 44.6330), the exchange rate shifted by -9.3715 (-21.00%).

2015 Avg (January) 35.2615

2014 Avg (January) 44.6330

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	35.7091	34.5412	35.2615
February	34.7854	32.9497	33.7510
March	33.0201	30.1730	31.6485
April	30.0598	29.8444	29.9303
May	29.9188	28.5413	29.2440
June	28.3520	26.3018	26.9921
July	35.6644	26.5672	32.3035
August	30.7949	27.0987	29.1132
September	31.3999	29.3366	30.4867
October	31.9671	30.6019	31.3800
November	31.6005	30.9328	31.2782
December	31.6568	31.2078	31.4704