2012 GHS to NZD Historical Review

YEARLY HIGH

0.7876 NZD

YEARLY LOW

0.6238 NZD

YEARLY AVERAGE

0.6688 NZD

2012 GHS to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GHS to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.7876. Conversely, the yearly low was recorded on August 7, dropping to 0.6238.

This high-to-low spread represents a total annual volatility of 0.1638 NZD. From a start-to-finish perspective, comparing the January average rate of 0.7403 to the December average rate of 0.6355, the exchange rate registered a net change of -14.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.7876 was down 17.57% compared to the 2011 peak of 0.9555, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 3,938 NZD

2011 Average 4,098 NZD

Yearly Trough Low 3,119 NZD

Transaction Impact: A difference of 818.81 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.7509

0.6235

JanuMarcMayJulySeptNove

GHS to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6970, compared to 0.6406 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0564 points.

H1 Avg (Jan–Jun) 0.6970

H2 Avg (Jul–Dec) 0.6406

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0759 NZD (High: 0.7876 / Low: 0.7117). On the other end, December was the most stable month, with a tight range of 0.0197 NZD (High: 0.6445 / Low: 0.6248).

January Spread (Volatile) ±0.0759

December Spread (Stable) ±0.0197

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0318 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0318

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.7403) against the same month in 2011 (average: 0.8681), the exchange rate shifted by -0.1279 (-14.73%).

2012 Avg (January) 0.7403

2011 Avg (January) 0.8681

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7876	0.7117	0.7403
February	0.7151	0.6877	0.7085
March	0.7311	0.6844	0.7009
April	0.6891	0.6575	0.6762
May	0.7046	0.6605	0.6862
June	0.7061	0.6430	0.6697
July	0.6489	0.6290	0.6409
August	0.6468	0.6238	0.6341
September	0.6535	0.6270	0.6399
October	0.6548	0.6325	0.6466
November	0.6571	0.6370	0.6467
December	0.6445	0.6248	0.6355