2016 GHS to NZD Historical Review

YEARLY HIGH

0.4009 NZD

YEARLY LOW

0.3251 NZD

YEARLY AVERAGE

0.3642 NZD

2016 GHS to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the GHS to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.4009. Conversely, the yearly low was recorded on December 6, dropping to 0.3251.

This high-to-low spread represents a total annual volatility of 0.0759 NZD. From a start-to-finish perspective, comparing the January average rate of 0.3927 to the December average rate of 0.3360, the exchange rate registered a net change of -14.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.4009 was down 13.94% compared to the 2015 peak of 0.4658, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 2,005 NZD

2015 Average 1,905 NZD

Yearly Trough Low 1,625 NZD

Transaction Impact: A difference of 379.34 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.3983

0.3304

JanuMarcMayJulySeptNove

GHS to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3807, compared to 0.3477 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0330 points.

H1 Avg (Jan–Jun) 0.3807

H2 Avg (Jul–Dec) 0.3477

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0311 NZD (High: 0.3827 / Low: 0.3516). On the other end, August was the most stable month, with a tight range of 0.0078 NZD (High: 0.3542 / Low: 0.3464).

June Spread (Volatile) ±0.0311

August Spread (Stable) ±0.0078

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2016. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0195 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0195

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.3927) against the same month in 2015 (average: 0.4019), the exchange rate shifted by -0.0092 (-2.30%).

2016 Avg (January) 0.3927

2015 Avg (January) 0.4019

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4009	0.3814	0.3927
February	0.3898	0.3726	0.3799
March	0.3921	0.3762	0.3843
April	0.3838	0.3714	0.3790
May	0.3877	0.3717	0.3839
June	0.3827	0.3516	0.3644
July	0.3637	0.3461	0.3548
August	0.3542	0.3464	0.3511
September	0.3495	0.3389	0.3458
October	0.3602	0.3444	0.3516
November	0.3574	0.3267	0.3469
December	0.3465	0.3251	0.3360