2020 GHS to NZD Historical Review

YEARLY HIGH

0.3135 NZD

YEARLY LOW

0.2361 NZD

YEARLY AVERAGE

0.2691 NZD

2020 GHS to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.3135. Conversely, the yearly low was recorded on December 30, dropping to 0.2361.

This high-to-low spread represents a total annual volatility of 0.0773 NZD. From a start-to-finish perspective, comparing the January average rate of 0.2676 to the December average rate of 0.2401, the exchange rate registered a net change of -10.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3135 was up 1.51% compared to the 2019 peak of 0.3088, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,567 NZD

2019 Average 1,414 NZD

Yearly Trough Low 1,181 NZD

Transaction Impact: A difference of 386.69 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3024

0.2345

JanuMarcMayJulySeptNove

GHS to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2827, compared to 0.2555 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0272 points.

H1 Avg (Jan–Jun) 0.2827

H2 Avg (Jul–Dec) 0.2555

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0272 NZD (High: 0.3135 / Low: 0.2863). On the other end, October was the most stable month, with a tight range of 0.0062 NZD (High: 0.2625 / Low: 0.2563).

March Spread (Volatile) ±0.0272

October Spread (Stable) ±0.0062

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0164 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0164

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.2967) against the same month in 2019 (average: 0.2701), the exchange rate shifted by +0.0266 (+9.86%).

2020 Avg (March) 0.2967

2019 Avg (March) 0.2701

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2813	0.2617	0.2676
February	0.2975	0.2813	0.2909
March	0.3135	0.2863	0.2967
April	0.2961	0.2807	0.2882
May	0.2916	0.2790	0.2845
June	0.2771	0.2634	0.2681
July	0.2664	0.2586	0.2628
August	0.2655	0.2563	0.2623
September	0.2637	0.2556	0.2592
October	0.2625	0.2563	0.2592
November	0.2601	0.2429	0.2495
December	0.2430	0.2361	0.2401