2013 GHS to NZD Historical Review

YEARLY HIGH

0.6429 NZD

YEARLY LOW

0.5136 NZD

YEARLY AVERAGE

0.5930 NZD

2013 GHS to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the GHS to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 24, valuing the pair at 0.6429. Conversely, the yearly low was recorded on December 31, dropping to 0.5136.

This high-to-low spread represents a total annual volatility of 0.1293 NZD. From a start-to-finish perspective, comparing the January average rate of 0.6284 to the December average rate of 0.5232, the exchange rate registered a net change of -16.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.6429 was down 18.37% compared to the 2012 peak of 0.7876, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 3,215 NZD

2012 Average 3,343 NZD

Yearly Trough Low 2,568 NZD

Transaction Impact: A difference of 646.66 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.6415

0.5124

JanuMarcMayJulySeptNove

GHS to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6206, compared to 0.5654 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0552 points.

H1 Avg (Jan–Jun) 0.6206

H2 Avg (Jul–Dec) 0.5654

Volatility Range Comparison

Volatility

The most volatile month in 2013 was September, with a trading range of 0.0556 NZD (High: 0.6028 / Low: 0.5472). On the other end, January was the most stable month, with a tight range of 0.0143 NZD (High: 0.6351 / Low: 0.6208).

September Spread (Volatile) ±0.0556

January Spread (Stable) ±0.0143

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0321 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0321

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2013: 0.6308) against the same month in 2012 (average: 0.6697), the exchange rate shifted by -0.0390 (-5.82%).

2013 Avg (June) 0.6308

2012 Avg (June) 0.6697

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6351	0.6208	0.6284
February	0.6327	0.6164	0.6244
March	0.6350	0.6141	0.6250
April	0.6170	0.5931	0.6049
May	0.6280	0.5935	0.6103
June	0.6429	0.6189	0.6308
July	0.6375	0.5937	0.6185
August	0.6207	0.5780	0.5982
September	0.6028	0.5472	0.5661
October	0.5549	0.5377	0.5477
November	0.5461	0.5307	0.5389
December	0.5381	0.5136	0.5232