2015 GHS to NZD Historical Review

YEARLY HIGH

0.4658 NZD

YEARLY LOW

0.3290 NZD

YEARLY AVERAGE

0.3809 NZD

2015 GHS to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the GHS to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 20, valuing the pair at 0.4658. Conversely, the yearly low was recorded on June 16, dropping to 0.3290.

This high-to-low spread represents a total annual volatility of 0.1368 NZD. From a start-to-finish perspective, comparing the January average rate of 0.4019 to the December average rate of 0.3891, the exchange rate registered a net change of -3.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.4658 was down 10.81% compared to the 2014 peak of 0.5223, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 2,329 NZD

2014 Average 2,016 NZD

Yearly Trough Low 1,645 NZD

Transaction Impact: A difference of 684.08 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.4276

0.3258

JanuMarcMayJulySeptNove

GHS to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3639, compared to 0.3980 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0341 points.

H1 Avg (Jan–Jun) 0.3639

H2 Avg (Jul–Dec) 0.3980

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.1250 NZD (High: 0.4658 / Low: 0.3408). On the other end, May was the most stable month, with a tight range of 0.0130 NZD (High: 0.3510 / Low: 0.3380).

July Spread (Volatile) ±0.1250

May Spread (Stable) ±0.0130

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0395 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0395

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2015: 0.4191) against the same month in 2014 (average: 0.3410), the exchange rate shifted by +0.0780 (+22.88%).

2015 Avg (July) 0.4191

2014 Avg (July) 0.3410

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4138	0.3942	0.4019
February	0.4116	0.3771	0.3922
March	0.3865	0.3473	0.3682
April	0.3520	0.3359	0.3437
May	0.3510	0.3380	0.3430
June	0.3452	0.3290	0.3343
July	0.4658	0.3408	0.4191
August	0.4016	0.3544	0.3796
September	0.4209	0.3909	0.4068
October	0.4158	0.3771	0.3938
November	0.4072	0.3838	0.3994
December	0.3975	0.3806	0.3891