2026 GHS to NZD Historical Review

YEARLY HIGH

0.1657 NZD

YEARLY LOW

0.1434 NZD

YEARLY AVERAGE

0.1547 NZD

2026 GHS to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GHS to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 0.1657. Conversely, the yearly low was recorded on June 2, dropping to 0.1434.

This high-to-low spread represents a total annual volatility of 0.0223 NZD. From a start-to-finish perspective, comparing the January average rate of 0.1591 to the December average rate of 0.1475, the exchange rate registered a net change of -7.30% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.1657 was up 0.20% compared to the 2025 peak of 0.1654, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 829 NZD

2025 Average 696 NZD

Yearly Trough Low 717 NZD

Transaction Impact: A difference of 111.48 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.1603

0.1464

JanuFebrMarcApriMayJune

GHS to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1547, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1547 points.

H1 Avg (Jan–Jun) 0.1547

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0152 NZD (High: 0.1657 / Low: 0.1505). On the other end, March was the most stable month, with a tight range of 0.0036 NZD (High: 0.1597 / Low: 0.1562).

January Spread (Volatile) ±0.0152

March Spread (Stable) ±0.0036

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0086 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0086

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.1591) against the same month in 2025 (average: 0.1190), the exchange rate shifted by +0.0401 (+33.74%).

2026 Avg (January) 0.1591

2025 Avg (January) 0.1190

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1657	0.1505	0.1591
February	0.1569	0.1501	0.1523
March	0.1597	0.1562	0.1577
April	0.1601	0.1522	0.1552
May	0.1584	0.1514	0.1561
June	0.1566	0.1434	0.1475