2012 GHS to PEN Historical Review

YEARLY HIGH

1.6468 PEN

YEARLY LOW

1.3372 PEN

YEARLY AVERAGE

1.4301 PEN

2012 GHS to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GHS to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 1.6468. Conversely, the yearly low was recorded on August 7, dropping to 1.3372.

This high-to-low spread represents a total annual volatility of 0.3095 PEN. From a start-to-finish perspective, comparing the January average rate of 1.5938 to the December average rate of 1.3536, the exchange rate registered a net change of -15.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.6468 was down 18.44% compared to the 2011 peak of 2.0192, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 8,234 PEN

2011 Average 8,928 PEN

Yearly Trough Low 6,686 PEN

Transaction Impact: A difference of 1,547.75 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.6187

1.3203

JanuMarcMayJulySeptNove

GHS to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4999, compared to 1.3603 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1396 points.

H1 Avg (Jan–Jun) 1.4999

H2 Avg (Jul–Dec) 1.3603

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.1049 PEN (High: 1.6468 / Low: 1.5419). On the other end, August was the most stable month, with a tight range of 0.0178 PEN (High: 1.3550 / Low: 1.3372).

January Spread (Volatile) ±0.1049

August Spread (Stable) ±0.0178

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0659 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0659

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 1.5938) against the same month in 2011 (average: 1.8555), the exchange rate shifted by -0.2617 (-14.10%).

2012 Avg (January) 1.5938

2011 Avg (January) 1.8555

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6468	1.5419	1.5938
February	1.5998	1.5410	1.5859
March	1.5929	1.4983	1.5370
April	1.5029	1.4232	1.4712
May	1.4366	1.4008	1.4164
June	1.4384	1.3698	1.3950
July	1.3754	1.3383	1.3507
August	1.3550	1.3372	1.3451
September	1.3810	1.3489	1.3641
October	1.3836	1.3617	1.3719
November	1.3900	1.3532	1.3763
December	1.3638	1.3386	1.3536