2013 GHS to PEN Historical Review

YEARLY HIGH

1.3904 PEN

YEARLY LOW

1.1790 PEN

YEARLY AVERAGE

1.3114 PEN

2013 GHS to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the GHS to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on June 24, valuing the pair at 1.3904. Conversely, the yearly low was recorded on December 24, dropping to 1.1790.

This high-to-low spread represents a total annual volatility of 0.2114 PEN. From a start-to-finish perspective, comparing the January average rate of 1.3410 to the December average rate of 1.1987, the exchange rate registered a net change of -10.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.3904 was down 15.57% compared to the 2012 peak of 1.6468, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 6,952 PEN

2012 Average 7,148 PEN

Yearly Trough Low 5,895 PEN

Transaction Impact: A difference of 1,057.13 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.3861

1.1816

JanuMarcMayJulySeptNove

GHS to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3445, compared to 1.2783 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0662 points.

H1 Avg (Jan–Jun) 1.3445

H2 Avg (Jul–Dec) 1.2783

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.0523 PEN (High: 1.2313 / Low: 1.1790). On the other end, February was the most stable month, with a tight range of 0.0120 PEN (High: 1.3581 / Low: 1.3461).

December Spread (Volatile) ±0.0523

February Spread (Stable) ±0.0120

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0451 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0451

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2013: 1.3690) against the same month in 2012 (average: 1.3950), the exchange rate shifted by -0.0260 (-1.87%).

2013 Avg (June) 1.3690

2012 Avg (June) 1.3950

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3526	1.3330	1.3410
February	1.3581	1.3461	1.3521
March	1.3629	1.3335	1.3440
April	1.3417	1.3183	1.3312
May	1.3575	1.3064	1.3295
June	1.3904	1.3571	1.3690
July	1.3773	1.3359	1.3548
August	1.3468	1.3065	1.3260
September	1.3114	1.2611	1.2809
October	1.2775	1.2490	1.2656
November	1.2563	1.2303	1.2437
December	1.2313	1.1790	1.1987