2015 GHS to PEN Historical Review

YEARLY HIGH

0.9752 PEN

YEARLY LOW

0.7186 PEN

YEARLY AVERAGE

0.8460 PEN

2015 GHS to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the GHS to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 21, valuing the pair at 0.9752. Conversely, the yearly low was recorded on June 21, dropping to 0.7186.

This high-to-low spread represents a total annual volatility of 0.2566 PEN. From a start-to-finish perspective, comparing the January average rate of 0.9217 to the December average rate of 0.8877, the exchange rate registered a net change of -3.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.9752 was down 18.78% compared to the 2014 peak of 1.2007, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 4,876 PEN

2014 Average 4,744 PEN

Yearly Trough Low 3,593 PEN

Transaction Impact: A difference of 1,283.13 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.9402

0.7184

JanuMarcMayJulySeptNove

GHS to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8363, compared to 0.8557 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0195 points.

H1 Avg (Jan–Jun) 0.8363

H2 Avg (Jul–Dec) 0.8557

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.2478 PEN (High: 0.9752 / Low: 0.7274). On the other end, April was the most stable month, with a tight range of 0.0116 PEN (High: 0.8189 / Low: 0.8073).

July Spread (Volatile) ±0.2478

April Spread (Stable) ±0.0116

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0801 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0801

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2015: 0.8847) against the same month in 2014 (average: 0.8254), the exchange rate shifted by +0.0593 (+7.18%).

2015 Avg (July) 0.8847

2014 Avg (July) 0.8254

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9319	0.9049	0.9217
February	0.9197	0.8832	0.8992
March	0.8852	0.8118	0.8502
April	0.8189	0.8073	0.8131
May	0.8153	0.7774	0.7965
June	0.7728	0.7186	0.7369
July	0.9752	0.7274	0.8847
August	0.8436	0.7590	0.8046
September	0.8573	0.7955	0.8292
October	0.8682	0.8309	0.8542
November	0.8925	0.8491	0.8739
December	0.8938	0.8808	0.8877