2026 GHS to PEN Historical Review

YEARLY HIGH

0.3232 PEN

YEARLY LOW

0.2885 PEN

YEARLY AVERAGE

0.3061 PEN

2026 GHS to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GHS to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 9, valuing the pair at 0.3232. Conversely, the yearly low was recorded on June 5, dropping to 0.2885.

This high-to-low spread represents a total annual volatility of 0.0347 PEN. From a start-to-finish perspective, comparing the January average rate of 0.3118 to the December average rate of 0.2896, the exchange rate registered a net change of -7.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.3232 was down 9.08% compared to the 2025 peak of 0.3555, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,616 PEN

2025 Average 1,442 PEN

Yearly Trough Low 1,442 PEN

Transaction Impact: A difference of 173.41 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.3200

0.2869

JanuMarcMayJuly

GHS to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3106, compared to 0.2925 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0181 points.

H1 Avg (Jan–Jun) 0.3106

H2 Avg (Jul–Dec) 0.2925

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.0291 PEN (High: 0.3176 / Low: 0.2885). On the other end, August was the most stable month, with a tight range of 0.0008 PEN (High: 0.2899 / Low: 0.2891).

June Spread (Volatile) ±0.0291

August Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0179 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0179

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 0.3169) against the same month in 2025 (average: 0.2359), the exchange rate shifted by +0.0810 (+34.36%).

2026 Avg (March) 0.3169

2025 Avg (March) 0.2359

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3211	0.3058	0.3118
February	0.3150	0.3040	0.3070
March	0.3232	0.3125	0.3169
April	0.3162	0.3058	0.3113
May	0.3186	0.3132	0.3173
June	0.3176	0.2885	0.2994
July	0.3017	0.2900	0.2955
August	0.2899	0.2891	0.2896