2022 GHS to PEN Historical Review

YEARLY HIGH

0.6487 PEN

YEARLY LOW

0.2627 PEN

YEARLY AVERAGE

0.4530 PEN

2022 GHS to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the GHS to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.6487. Conversely, the yearly low was recorded on November 19, dropping to 0.2627.

This high-to-low spread represents a total annual volatility of 0.3860 PEN. From a start-to-finish perspective, comparing the January average rate of 0.6264 to the December average rate of 0.3606, the exchange rate registered a net change of -42.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.6487 was down 5.72% compared to the 2021 peak of 0.6881, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 3,243 PEN

2021 Average 3,275 PEN

Yearly Trough Low 1,313 PEN

Transaction Impact: A difference of 1,930.13 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.6620

0.2349

JanuMarcMayJulySeptNove

GHS to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5311, compared to 0.3749 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1562 points.

H1 Avg (Jan–Jun) 0.5311

H2 Avg (Jul–Dec) 0.3749

Volatility Range Comparison

Volatility

The most volatile month in 2022 was December, with a trading range of 0.1896 PEN (High: 0.4607 / Low: 0.2710). On the other end, September was the most stable month, with a tight range of 0.0105 PEN (High: 0.3904 / Low: 0.3799).

December Spread (Volatile) ±0.1896

September Spread (Stable) ±0.0105

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2022. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0683 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0683

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 0.6264) against the same month in 2021 (average: 0.6197), the exchange rate shifted by +0.0067 (+1.09%).

2022 Avg (January) 0.6264

2021 Avg (January) 0.6197

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6487	0.6100	0.6264
February	0.6123	0.5587	0.5827
March	0.5550	0.4926	0.5180
April	0.5094	0.4852	0.4957
May	0.5122	0.4705	0.4913
June	0.4783	0.4668	0.4725
July	0.4899	0.4630	0.4780
August	0.4625	0.3797	0.4168
September	0.3904	0.3799	0.3846
October	0.3840	0.2840	0.3388
November	0.2900	0.2627	0.2705
December	0.4607	0.2710	0.3606