2014 GHS to PEN Historical Review

YEARLY HIGH

1.2007 PEN

YEARLY LOW

0.7264 PEN

YEARLY AVERAGE

0.9497 PEN

2014 GHS to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the GHS to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 1.2007. Conversely, the yearly low was recorded on August 19, dropping to 0.7264.

This high-to-low spread represents a total annual volatility of 0.4743 PEN. From a start-to-finish perspective, comparing the January average rate of 1.1787 to the December average rate of 0.9246, the exchange rate registered a net change of -21.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.2007 was down 13.64% compared to the 2013 peak of 1.3904, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 6,004 PEN

2013 Average 6,555 PEN

Yearly Trough Low 3,632 PEN

Transaction Impact: A difference of 2,371.75 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.2191

0.7340

JanuMarcMayJulySeptNove

GHS to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0427, compared to 0.8567 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1861 points.

H1 Avg (Jan–Jun) 1.0427

H2 Avg (Jul–Dec) 0.8567

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.1376 PEN (High: 0.8874 / Low: 0.7498). On the other end, October was the most stable month, with a tight range of 0.0184 PEN (High: 0.9046 / Low: 0.8862).

September Spread (Volatile) ±0.1376

October Spread (Stable) ±0.0184

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0726 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0726

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 1.1787) against the same month in 2013 (average: 1.3410), the exchange rate shifted by -0.1623 (-12.11%).

2014 Avg (January) 1.1787

2013 Avg (January) 1.3410

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2007	1.1564	1.1787
February	1.1796	1.0903	1.1295
March	1.0993	1.0439	1.0825
April	1.0454	0.9932	1.0099
May	0.9935	0.9165	0.9584
June	0.9309	0.8543	0.8976
July	0.8576	0.7901	0.8254
August	0.8293	0.7264	0.7744
September	0.8874	0.7498	0.8056
October	0.9046	0.8862	0.8992
November	0.9190	0.9000	0.9110
December	0.9331	0.9138	0.9246