2012 GHS to SAR Historical Review

YEARLY HIGH

2.2893 SAR

YEARLY LOW

1.9084 SAR

YEARLY AVERAGE

2.0316 SAR

2012 GHS to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GHS to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 2.2893. Conversely, the yearly low was recorded on August 2, dropping to 1.9084.

This high-to-low spread represents a total annual volatility of 0.3809 SAR. From a start-to-finish perspective, comparing the January average rate of 2.2189 to the December average rate of 1.9777, the exchange rate registered a net change of -10.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.2893 was down 16.11% compared to the 2011 peak of 2.7291, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 11,446 SAR

2011 Average 12,150 SAR

Yearly Trough Low 9,542 SAR

Transaction Impact: A difference of 1,904.47 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.2487

1.8915

JanuMarcMayJulySeptNove

GHS to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1025, compared to 1.9608 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1418 points.

H1 Avg (Jan–Jun) 2.1025

H2 Avg (Jul–Dec) 1.9608

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.1417 SAR (High: 2.2893 / Low: 2.1476). On the other end, December was the most stable month, with a tight range of 0.0240 SAR (High: 1.9901 / Low: 1.9660).

January Spread (Volatile) ±0.1417

December Spread (Stable) ±0.0240

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0842 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0842

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 2.2189) against the same month in 2011 (average: 2.4949), the exchange rate shifted by -0.2760 (-11.06%).

2012 Avg (January) 2.2189

2011 Avg (January) 2.4949

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2893	2.1476	2.2189
February	2.2300	2.1621	2.2157
March	2.2293	2.1040	2.1570
April	2.1140	2.0215	2.0759
May	2.0311	1.9684	1.9917
June	1.9918	1.9305	1.9561
July	1.9346	1.9100	1.9213
August	1.9436	1.9084	1.9275
September	1.9907	1.9359	1.9654
October	2.0022	1.9647	1.9865
November	1.9969	1.9659	1.9862
December	1.9901	1.9660	1.9777