2020 GHS to SAR Historical Review

YEARLY HIGH

0.7052 SAR

YEARLY LOW

0.6282 SAR

YEARLY AVERAGE

0.6549 SAR

2020 GHS to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 23, valuing the pair at 0.7052. Conversely, the yearly low was recorded on December 7, dropping to 0.6282.

This high-to-low spread represents a total annual volatility of 0.0770 SAR. From a start-to-finish perspective, comparing the January average rate of 0.6638 to the December average rate of 0.6393, the exchange rate registered a net change of -3.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.7052 was down 9.29% compared to the 2019 peak of 0.7774, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 3,526 SAR

2019 Average 3,496 SAR

Yearly Trough Low 3,141 SAR

Transaction Impact: A difference of 384.98 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.7033

0.6335

JanuMarcMayJulySeptNove

GHS to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6641, compared to 0.6458 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0183 points.

H1 Avg (Jan–Jun) 0.6641

H2 Avg (Jul–Dec) 0.6458

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0444 SAR (High: 0.6950 / Low: 0.6506). On the other end, August was the most stable month, with a tight range of 0.0032 SAR (High: 0.6513 / Low: 0.6481).

March Spread (Volatile) ±0.0444

August Spread (Stable) ±0.0032

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0244 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0244

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.6975) against the same month in 2019 (average: 0.7133), the exchange rate shifted by -0.0158 (-2.22%).

2020 Avg (February) 0.6975

2019 Avg (February) 0.7133

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6821	0.6568	0.6638
February	0.7052	0.6821	0.6975
March	0.6950	0.6506	0.6730
April	0.6608	0.6454	0.6510
May	0.6534	0.6475	0.6505
June	0.6534	0.6453	0.6486
July	0.6527	0.6451	0.6493
August	0.6513	0.6481	0.6498
September	0.6500	0.6458	0.6482
October	0.6475	0.6422	0.6453
November	0.6443	0.6399	0.6428
December	0.6424	0.6282	0.6393