2013 GHS to SAR Historical Review

YEARLY HIGH

1.9991 SAR

YEARLY LOW

1.5792 SAR

YEARLY AVERAGE

1.8238 SAR

2013 GHS to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the GHS to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 1.9991. Conversely, the yearly low was recorded on December 29, dropping to 1.5792.

This high-to-low spread represents a total annual volatility of 0.4199 SAR. From a start-to-finish perspective, comparing the January average rate of 1.9721 to the December average rate of 1.6134, the exchange rate registered a net change of -18.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.9991 was down 12.68% compared to the 2012 peak of 2.2893, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 9,995 SAR

2012 Average 10,155 SAR

Yearly Trough Low 7,896 SAR

Transaction Impact: A difference of 2,099.48 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

2.0080

1.5775

JanuMarcMayJulySeptNove

GHS to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9261, compared to 1.7215 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2046 points.

H1 Avg (Jan–Jun) 1.9261

H2 Avg (Jul–Dec) 1.7215

Volatility Range Comparison

Volatility

The most volatile month in 2013 was August, with a trading range of 0.0705 SAR (High: 1.8144 / Low: 1.7439). On the other end, September was the most stable month, with a tight range of 0.0301 SAR (High: 1.7515 / Low: 1.7213).

August Spread (Volatile) ±0.0705

September Spread (Stable) ±0.0301

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0548 points.

Longest Streak 0 Mo.

Sharpest MoM Drop -0.0548

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 1.9721) against the same month in 2012 (average: 2.2189), the exchange rate shifted by -0.2468 (-11.12%).

2013 Avg (January) 1.9721

2012 Avg (January) 2.2189

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9991	1.9590	1.9721
February	1.9795	1.9437	1.9651
March	1.9665	1.9235	1.9427
April	1.9427	1.9021	1.9228
May	1.9143	1.8743	1.8870
June	1.8855	1.8435	1.8670
July	1.8607	1.7989	1.8293
August	1.8144	1.7439	1.7757
September	1.7515	1.7213	1.7286
October	1.7241	1.6929	1.7138
November	1.6923	1.6488	1.6682
December	1.6477	1.5792	1.6134