2021 GHS to SAR Historical Review

YEARLY HIGH

0.6550 SAR

YEARLY LOW

0.6063 SAR

YEARLY AVERAGE

0.6336 SAR

2021 GHS to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 14, valuing the pair at 0.6550. Conversely, the yearly low was recorded on December 9, dropping to 0.6063.

This high-to-low spread represents a total annual volatility of 0.0487 SAR. From a start-to-finish perspective, comparing the January average rate of 0.6409 to the December average rate of 0.6109, the exchange rate registered a net change of -4.67% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.6550 was down 7.11% compared to the 2020 peak of 0.7052, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 3,275 SAR

2020 Average 3,274 SAR

Yearly Trough Low 3,031 SAR

Transaction Impact: A difference of 243.72 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.6573

0.6067

JanuMarcMayJulySeptNove

GHS to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6476, compared to 0.6197 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0278 points.

H1 Avg (Jan–Jun) 0.6476

H2 Avg (Jul–Dec) 0.6197

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0136 SAR (High: 0.6406 / Low: 0.6269). On the other end, April was the most stable month, with a tight range of 0.0037 SAR (High: 0.6511 / Low: 0.6474).

July Spread (Volatile) ±0.0136

April Spread (Stable) ±0.0037

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0132 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0132

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.6531) against the same month in 2020 (average: 0.6730), the exchange rate shifted by -0.0199 (-2.96%).

2021 Avg (March) 0.6531

2020 Avg (March) 0.6730

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6436	0.6359	0.6409
February	0.6525	0.6435	0.6473
March	0.6550	0.6487	0.6531
April	0.6511	0.6474	0.6492
May	0.6539	0.6470	0.6496
June	0.6488	0.6411	0.6453
July	0.6406	0.6269	0.6321
August	0.6304	0.6201	0.6231
September	0.6293	0.6188	0.6217
October	0.6204	0.6144	0.6178
November	0.6171	0.6099	0.6126
December	0.6170	0.6063	0.6109