2016 GHS to SAR Historical Review

YEARLY HIGH

0.9884 SAR

YEARLY LOW

0.8680 SAR

YEARLY AVERAGE

0.9508 SAR

2016 GHS to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the GHS to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 1, valuing the pair at 0.9884. Conversely, the yearly low was recorded on November 30, dropping to 0.8680.

This high-to-low spread represents a total annual volatility of 0.1204 SAR. From a start-to-finish perspective, comparing the January average rate of 0.9643 to the December average rate of 0.8854, the exchange rate registered a net change of -8.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.9884 was down 15.54% compared to the 2015 peak of 1.1702, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 4,942 SAR

2015 Average 4,991 SAR

Yearly Trough Low 4,340 SAR

Transaction Impact: A difference of 601.99 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.9884

0.8760

JanuMarcMayJulySeptNove

GHS to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9670, compared to 0.9346 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0324 points.

H1 Avg (Jan–Jun) 0.9670

H2 Avg (Jul–Dec) 0.9346

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0807 SAR (High: 0.9487 / Low: 0.8680). On the other end, July was the most stable month, with a tight range of 0.0114 SAR (High: 0.9552 / Low: 0.9438).

November Spread (Volatile) ±0.0807

July Spread (Stable) ±0.0114

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0441 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0441

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2016: 0.9783) against the same month in 2015 (average: 0.9494), the exchange rate shifted by +0.0288 (+3.04%).

2016 Avg (May) 0.9783

2015 Avg (May) 0.9494

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9841	0.9412	0.9643
February	0.9642	0.9293	0.9454
March	0.9787	0.9567	0.9724
April	0.9882	0.9710	0.9791
May	0.9884	0.9680	0.9783
June	0.9765	0.9475	0.9625
July	0.9552	0.9438	0.9500
August	0.9605	0.9432	0.9512
September	0.9518	0.9401	0.9473
October	0.9512	0.9392	0.9443
November	0.9487	0.8680	0.9295
December	0.9111	0.8684	0.8854