2015 GHS to SAR Historical Review

YEARLY HIGH

1.1702 SAR

YEARLY LOW

0.8501 SAR

YEARLY AVERAGE

0.9984 SAR

2015 GHS to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the GHS to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 1.1702. Conversely, the yearly low was recorded on June 24, dropping to 0.8501.

This high-to-low spread represents a total annual volatility of 0.3201 SAR. From a start-to-finish perspective, comparing the January average rate of 1.1521 to the December average rate of 0.9861, the exchange rate registered a net change of -14.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.1702 was down 27.02% compared to the 2014 peak of 1.6035, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 5,851 SAR

2014 Average 6,274 SAR

Yearly Trough Low 4,250 SAR

Transaction Impact: A difference of 1,600.72 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.1799

0.8467

JanuMarcMayJulySeptNove

GHS to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0136, compared to 0.9832 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0304 points.

H1 Avg (Jan–Jun) 1.0136

H2 Avg (Jul–Dec) 0.9832

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.2899 SAR (High: 1.1493 / Low: 0.8594). On the other end, April was the most stable month, with a tight range of 0.0105 SAR (High: 0.9837 / Low: 0.9732).

July Spread (Volatile) ±0.2899

April Spread (Stable) ±0.0105

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.1103 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1103

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 1.1521) against the same month in 2014 (average: 1.5734), the exchange rate shifted by -0.4213 (-26.78%).

2015 Avg (January) 1.1521

2014 Avg (January) 1.5734

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1702	1.1223	1.1521
February	1.1288	1.0695	1.0961
March	1.0732	0.9862	1.0309
April	0.9837	0.9732	0.9786
May	0.9755	0.9243	0.9494
June	0.9189	0.8501	0.8744
July	1.1493	0.8594	1.0432
August	0.9924	0.8676	0.9329
September	0.9959	0.9293	0.9669
October	1.0107	0.9605	0.9872
November	0.9922	0.9704	0.9829
December	0.9978	0.9781	0.9861