YEARLY HIGH
5.6604 NGN
YEARLY LOW
4.6064 NGN
YEARLY AVERAGE
5.1143 NGN

2012 GMD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GMD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 5.6604. Conversely, the yearly low was recorded on October 31, dropping to 4.6064.

This high-to-low spread represents a total annual volatility of 1.0540 NGN. From a start-to-finish perspective, comparing the January average rate of 5.4433 to the December average rate of 5.0685, the exchange rate registered a net change of -6.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 5.6604 was down 4.47% compared to the 2011 peak of 5.9254, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 28,302 NGN
2011 Average 27,676 NGN
Yearly Trough Low 23,032 NGN
Transaction Impact: A difference of 5,270.16 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

5.5181
4.6205
JanuMarcMayJulySeptNove

GMD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.2702, compared to 4.9583 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3118 points.

H1 Avg (Jan–Jun) 5.2702
H2 Avg (Jul–Dec) 4.9583

Volatility Range Comparison

Volatility

The most volatile month in 2012 was November, with a trading range of 0.6649 NGN (High: 5.2775 / Low: 4.6126). On the other end, September was the most stable month, with a tight range of 0.0933 NGN (High: 4.7985 / Low: 4.7052).

November Spread (Volatile) ±0.6649
September Spread (Stable) ±0.0933

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2191 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.2191

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 5.4433) against the same month in 2011 (average: 5.5047), the exchange rate shifted by -0.0614 (-1.12%).

2012 Avg (January) 5.4433
2011 Avg (January) 5.5047

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.6604 5.3347 5.4433
February 5.4122 5.0489 5.2243
March 5.3550 5.1145 5.1680
April 5.4368 5.2248 5.3203
May 5.2806 5.1573 5.2143
June 5.3872 5.1104 5.2509
July 5.2356 5.0398 5.1308
August 5.1323 4.7154 4.9881
September 4.7985 4.7052 4.7700
October 4.7796 4.6064 4.6953
November 5.2775 4.6126 5.0972
December 5.2730 4.7954 5.0685