YEARLY HIGH
24.4969 NGN
YEARLY LOW
12.7741 NGN
YEARLY AVERAGE
21.3331 NGN

2024 GMD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the GMD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 28, valuing the pair at 24.4969. Conversely, the yearly low was recorded on January 17, dropping to 12.7741.

This high-to-low spread represents a total annual volatility of 11.7228 NGN. From a start-to-finish perspective, comparing the January average rate of 13.5498 to the December average rate of 21.8841, the exchange rate registered a net change of 61.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 24.4969 was up 77.10% compared to the 2023 peak of 13.8319, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 122,484 NGN
2023 Average 50,822 NGN
Yearly Trough Low 63,871 NGN
Transaction Impact: A difference of 58,613.76 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

24.6566
12.5401
JanuMarcMayJulySeptNove

GMD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.6935, compared to 22.9728 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.2793 points.

H1 Avg (Jan–Jun) 19.6935
H2 Avg (Jul–Dec) 22.9728

Volatility Range Comparison

Volatility

The most volatile month in 2024 was February, with a trading range of 10.4647 NGN (High: 23.8870 / Low: 13.4223). On the other end, October was the most stable month, with a tight range of 0.8350 NGN (High: 24.0242 / Low: 23.1892).

February Spread (Volatile) ±10.4647
October Spread (Stable) ±0.8350

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 3.6643 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -3.6643

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2024: 22.4167) against the same month in 2023 (average: 13.0278), the exchange rate shifted by +9.3889 (+72.07%).

2024 Avg (July) 22.4167
2023 Avg (July) 13.0278

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 14.2408 12.7741 13.5498
February 23.8870 13.4223 20.3422
March 23.7104 20.5301 22.4972
April 20.9433 17.6837 18.8329
May 22.3383 18.2221 20.9220
June 22.4077 20.7451 22.0165
July 24.4969 20.7375 22.4167
August 24.0735 22.3932 22.8632
September 24.3575 22.3914 23.4929
October 24.0242 23.1892 23.6469
November 23.8972 22.9893 23.5330
December 23.6822 21.4622 21.8841