YEARLY HIGH
23.3238 NGN
YEARLY LOW
19.4700 NGN
YEARLY AVERAGE
21.1007 NGN

2025 GMD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the GMD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 4, valuing the pair at 23.3238. Conversely, the yearly low was recorded on December 24, dropping to 19.4700.

This high-to-low spread represents a total annual volatility of 3.8537 NGN. From a start-to-finish perspective, comparing the January average rate of 21.5679 to the December average rate of 19.7727, the exchange rate registered a net change of -8.32% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 23.3238 was down 4.79% compared to the 2024 peak of 24.4969, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 116,619 NGN
2024 Average 106,658 NGN
Yearly Trough Low 97,350 NGN
Transaction Impact: A difference of 19,268.71 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

22.3893
19.5287
JanuMarcMayJulySeptNove

GMD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.6891, compared to 20.5124 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.1767 points.

H1 Avg (Jan–Jun) 21.6891
H2 Avg (Jul–Dec) 20.5124

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 2.5083 NGN (High: 23.3238 / Low: 20.8154). On the other end, November was the most stable month, with a tight range of 0.4182 NGN (High: 19.9610 / Low: 19.5427).

February Spread (Volatile) ±2.5083
November Spread (Stable) ±0.4182

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.5355 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.5355

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 21.3156) against the same month in 2024 (average: 20.3422), the exchange rate shifted by +0.9733 (+4.78%).

2025 Avg (February) 21.3156
2024 Avg (February) 20.3422

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 21.9531 21.3149 21.5679
February 23.3238 20.8154 21.3156
March 21.8310 20.8229 21.3208
April 22.6225 20.9517 22.0096
May 22.6246 21.8607 22.1509
June 22.3024 21.5078 21.7696
July 21.6053 21.1200 21.3562
August 21.6723 20.8142 21.2290
September 21.4778 20.1180 20.7423
October 20.6741 19.9078 20.2069
November 19.9610 19.5427 19.7671
December 19.9965 19.4700 19.7727