YEARLY HIGH
5.1389 NGN
YEARLY LOW
4.1464 NGN
YEARLY AVERAGE
4.8125 NGN

2015 GMD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the GMD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on October 24, valuing the pair at 5.1389. Conversely, the yearly low was recorded on January 11, dropping to 4.1464.

This high-to-low spread represents a total annual volatility of 0.9926 NGN. From a start-to-finish perspective, comparing the January average rate of 4.3315 to the December average rate of 5.0326, the exchange rate registered a net change of 16.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 5.1389 was up 18.45% compared to the 2014 peak of 4.3383, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 25,695 NGN
2014 Average 20,700 NGN
Yearly Trough Low 20,732 NGN
Transaction Impact: A difference of 4,962.83 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

5.1592
4.2563
JanuMarcMayJulySeptNove

GMD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.5817, compared to 5.0433 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4616 points.

H1 Avg (Jan–Jun) 4.5817
H2 Avg (Jul–Dec) 5.0433

Volatility Range Comparison

Volatility

The most volatile month in 2015 was June, with a trading range of 0.4237 NGN (High: 5.0392 / Low: 4.6154). On the other end, May was the most stable month, with a tight range of 0.0215 NGN (High: 4.6342 / Low: 4.6126).

June Spread (Volatile) ±0.4237
May Spread (Stable) ±0.0215

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0318 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0318

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2015: 5.0839) against the same month in 2014 (average: 4.0223), the exchange rate shifted by +1.0617 (+26.39%).

2015 Avg (October) 5.0839
2014 Avg (October) 4.0223

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.5042 4.1464 4.3315
February 4.7541 4.3355 4.5994
March 4.7006 4.6074 4.6371
April 4.6395 4.6094 4.6245
May 4.6342 4.6126 4.6243
June 5.0392 4.6154 4.6735
July 5.0531 4.9714 5.0183
August 5.0664 4.9709 5.0067
September 5.1118 4.8921 5.0538
October 5.1389 5.0281 5.0839
November 5.1181 5.0192 5.0645
December 5.0600 4.9843 5.0326