2012 GMD to SGD Historical Review

YEARLY HIGH

0.0453 SGD

YEARLY LOW

0.0357 SGD

YEARLY AVERAGE

0.0403 SGD

2012 GMD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GMD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0453. Conversely, the yearly low was recorded on October 31, dropping to 0.0357.

This high-to-low spread represents a total annual volatility of 0.0096 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0432 to the December average rate of 0.0394, the exchange rate registered a net change of -8.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0453 was down 4.21% compared to the 2011 peak of 0.0473, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 227 SGD

2011 Average 223 SGD

Yearly Trough Low 179 SGD

Transaction Impact: A difference of 47.99 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0438

0.0359

JanuMarcMayJulySeptNove

GMD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0418, compared to 0.0387 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0031 points.

H1 Avg (Jan–Jun) 0.0418

H2 Avg (Jul–Dec) 0.0387

Volatility Range Comparison

Volatility

The most volatile month in 2012 was November, with a trading range of 0.0052 SGD (High: 0.0411 / Low: 0.0359). On the other end, September was the most stable month, with a tight range of 0.0009 SGD (High: 0.0379 / Low: 0.0370).

November Spread (Volatile) ±0.0052

September Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0019 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0019

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0432) against the same month in 2011 (average: 0.0464), the exchange rate shifted by -0.0032 (-6.98%).

2012 Avg (January) 0.0432

2011 Avg (January) 0.0464

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0453	0.0415	0.0432
February	0.0424	0.0405	0.0413
March	0.0424	0.0407	0.0413
April	0.0435	0.0412	0.0423
May	0.0424	0.0409	0.0416
June	0.0427	0.0402	0.0414
July	0.0411	0.0391	0.0401
August	0.0398	0.0373	0.0392
September	0.0379	0.0370	0.0373
October	0.0374	0.0357	0.0366
November	0.0411	0.0359	0.0396
December	0.0410	0.0375	0.0394